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Miami's Best Auto Insurance [Updated 2024]

Miami's Best Auto Insurance [Updated 2024]

I have carefully reviewed and researched 15 different auto insurance providers in Miami to bring you the most comprehensive and reliable information available. Whether you are a long-time resident of this vibrant city or a newcomer, finding the right auto insurance coverage is essential to protect yourself and your vehicle on Miami's busy roads.

In this article, I will discuss the top contenders in the Miami auto insurance market, examining factors such as coverage options, customer service, and affordability. By the end of this guide, you will be equipped with the knowledge and confidence to make an informed decision when choosing the best auto insurance in Miami.


Estrella Insurance #110

Estrella Insurance #110
🗺️ 1201 SW 8th St Unit # B, Miami, FL 33135
☎️ 305-859-8558
🌐 Website
Sunday: Closed
Monday: 9 AM–7 PM
Tuesday: 9 AM–7 PM
Wednesday: 9 AM–7 PM
Thursday: 9 AM–7 PM
Friday: 9 AM–7 PM
Saturday: 9 AM–5 PM
Highlights
Great customer service
Best prices on insurance
Very organized
Professional
Respectful

Let me start by saying that the customer service at Estrella Insurance #110 was absolutely fantastic. From the moment I walked in, I was greeted with a warm and friendly smile. The staff was incredibly helpful and knowledgeable, answering all of my questions without hesitation. It was clear to me that they truly cared about their customers and wanted to make sure I had the best possible experience.

Not only was the customer service outstanding, but the prices on insurance at Estrella Insurance #110 were the best I've come across in Miami. I was pleasantly surprised by how affordable their rates were, especially considering the level of coverage they offer. It's not often that you find an insurance company that provides great service and competitive prices, but Estrella Insurance #110 excelled in both areas.

Furthermore, the office itself was very organized and professional. My visit was seamless and efficient, thanks to the staff's attention to detail. It's clear that they take pride in their work and strive to maintain a high level of professionalism.

Lastly, I must mention the utmost respect and courtesy I received throughout my visit. The staff at Estrella Insurance #110 treated me with kindness and respect, making me feel valued as a customer. It made a significant difference in my overall experience, and I would highly recommend them to anyone seeking auto insurance in Miami.

In conclusion, Estrella Insurance #110 truly stood out as one of the best options for auto insurance in Miami. With their great customer service, best prices on insurance, organization, professionalism, and respect, they exceeded my expectations in every way.

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Estrella Insurance #120

Estrella Insurance #120
🗺️ 2032 NW 17th Ave, Miami, FL 33142
☎️ 305-326-1155
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 10 AM–3 PM
Highlights
Great customer service
Very helpful agent
Efficient, quick service
Highly recommended staff
Excellent customer service

Upon entering the office, I was immediately greeted by a warm and friendly atmosphere. The staff at Estrella Insurance #120 truly knows how to provide great customer service. The agent I worked with was not only knowledgeable but also went above and beyond to assist me with all my insurance needs. She truly was a valuable resource and very helpful throughout the entire process.

What impressed me the most about Estrella Insurance #120 was their commitment to efficiency. The service I received was incredibly quick and efficient. Within minutes, I had all the necessary paperwork completed and my policy was set up. It's refreshing to see an insurance company that values their customers' time.

I have to say, the staff at Estrella Insurance #120 comes highly recommended by me. Their professionalism and expertise are top-notch, and it's evident that they truly care about their customers. The level of customer service I received was exceptional.

In conclusion, if you're looking for excellent auto insurance in Miami, I wholeheartedly recommend giving Estrella Insurance #120 a visit. Their great customer service, helpful agents, and efficient service make them a top pick in my book.

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Univista Insurance

Univista Insurance
🗺️ 2207 NW 27th Ave, Miami, FL 33142
☎️ 786-358-6670
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 10 AM–2 PM
Highlights
Helpful and patient
Best rates
Excellent customer service
Fast and efficient
Informative

First of all, I was pleasantly surprised by the helpful and patient staff at Univista Insurance. They were willing to answer all of my questions and took the time to explain different policy options to me. As someone who is not well-versed in the world of insurance, this was a huge relief.

What really caught my attention was the best rates that Univista Insurance offers. While comparing prices across different insurance providers in Miami, I found that Univista consistently came out on top. They truly understand the needs of their customers and strive to provide affordable coverage.

Additionally, I have to commend Univista Insurance for their excellent customer service. From the moment I walked through their doors, I felt like a valued customer. Their representatives were courteous and attentive, ensuring that I had all the information I needed to make an informed decision.

Univista Insurance also stood out for their fast and efficient service. The whole process, from getting a quote to signing up for a policy, was seamless and hassle-free. Their dedication to providing a smooth experience was evident in every interaction.

Lastly, I appreciated the informative approach taken by Univista Insurance. They didn't just try to sell me a policy; they took the time to educate me about different coverage options and helped me understand what would be the best fit for my needs.

In conclusion, if you're looking for the best auto insurance in Miami, Univista Insurance is definitely a top contender. With their helpful staff, best rates, excellent customer service, fast and efficient processes, and informative approach, they truly stand out from the crowd. Give them a visit, it's an experience you won't regret!

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Estrella Insurance #114

Estrella Insurance #114
🗺️ 8615 Biscayne Blvd, Miami, FL 33138
☎️ 305-757-5900
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 10 AM–3 PM
Highlights
Knowledgeable
Best rate
Exceeds expectations
Caring
Wonderful people

Let me start by saying that I was thoroughly impressed with my visit to Estrella Insurance #114. From the moment I stepped inside, I could tell that this agency exuded professionalism and expertise.

The staff at Estrella Insurance #114 are incredibly knowledgeable about auto insurance in Miami. They took the time to truly understand my needs and provided me with the best options tailored to my specific situation. They not only answered all my questions but also educated me about various coverage options.

When it came to rates, I was pleasantly surprised. Estrella Insurance #114 offers some of the best rates in Miami. They were not only competitive but also provided comprehensive coverage that exceeded my expectations.

What truly sets Estrella Insurance #114 apart is their caring and genuine approach. The staff took the time to explain each policy detail, making sure that I understood what I was signing up for. They showed a level of dedication and personalized service that made me feel like a valued customer.

I must commend the wonderful people at Estrella Insurance #114 for their exceptional service. They went above and beyond to ensure that I had the best auto insurance coverage for my needs. Their commitment to customer satisfaction was evident throughout my entire visit.

In conclusion, Estrella Insurance #114 in Miami is a top-notch insurance agency that deserves recognition for their knowledgeable staff, best rates, and their commitment to exceeding expectations. I highly recommend giving them a visit to experience their caring and professional service firsthand.

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Estrella Insurance #141

Estrella Insurance #141
🗺️ 3000-A NW 36th St, Miami, FL 33142
☎️ 305-635-6335
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–3 PM
Highlights
Nice and helpful
Timely updates
Right policies
Professional agent
Best available price

Let me start by saying that my visit to Estrella Insurance #141 was quite an enchanting experience. The staff at this establishment were not only nice and helpful, but they also demonstrated a profound knowledge about auto insurances.

One thing that stood out during my visit was the agency's commitment to keeping their clients well-informed. I was impressed by how they provided timely updates on any changes or new policies that may affect their customers. This level of transparency is definitely a testament to their dedication towards maintaining strong relationships with their clients.

The professionalism of the agent I spoke to was truly commendable. They took the time to understand my needs and preferences, ensuring that I was offered the right policies that fit my requirements perfectly. Their vast expertise in the field was evident, and it instilled a sense of trust in me.

Now, let's talk about the most exciting part - the price! Estrella Insurance #141 offers some of the best available prices in Miami. It's truly refreshing to find an insurance agency that not only provides exceptional service, but also understands the importance of affordability.

Overall, I was thoroughly impressed with my experience at Estrella Insurance #141. The combination of their friendly and knowledgeable staff, commitment to providing timely updates, excellent policy options, and competitive pricing make them a top contender in my quest for the best auto insurance in Miami.

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Estrella Insurance #358

Estrella Insurance #358
🗺️ 10 NW 32nd St, Miami, FL 33127
☎️ 305-390-8608
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 10 AM–3 PM
Highlights
Phenomenal agent
Quick quote
Detailed coverage explanation
Amazing customer service
Best prices

Let me start by saying that this place is the real deal! As soon as I walked through the doors, I was greeted by a phenomenal agent who immediately made me feel like a priority. They were incredibly knowledgeable and answered all my questions with ease.

One of the many highlights of my visit was their lightning-fast quote system. In just a matter of minutes, I had a quote that was tailored to my specific needs. It was such a relief not having to wait around for days to get a response like I have experienced at other insurance agencies.

When it came to explaining the coverage options, Estrella Insurance #358 truly went above and beyond. The agent took the time to break down each aspect in detail, making sure I understood every aspect of my policy. It was refreshing to work with someone who genuinely cares about their customers.

Speaking of customer service, I have to say that they exceeded all my expectations. The entire staff at Estrella Insurance #358 was friendly, accommodating, and attentive to all my needs. They made me feel like a valued customer from start to finish.

Now, let's talk about the prices. Estrella Insurance #358 offers the best prices in town! I was blown away by the affordability of their policies, especially considering the comprehensive coverage they provide.

In conclusion, if you're looking for the best auto insurance in Miami, look no further than Estrella Insurance #358. They have a phenomenal agent, provide a quick quote, explain coverage in detail, offer amazing customer service, and have the best prices around. Trust me, you won't be disappointed with your experience at this exceptional insurance agency!

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Carrera Insurance/ LRB INS

Carrera Insurance/ LRB INS
🗺️ 142 Beacom Blvd suite b, Miami, FL 33135
☎️ 305-448-2886
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 10 AM–2 PM
Highlights
Good prices
Nice people
Wide range of options

Let me start by saying that I was impressed by the good prices offered by Carrera Insurance/ LRB INS. In a city like Miami, where everything seems to be on the expensive side, finding affordable auto insurance can be quite a challenge. However, this insurance provider managed to offer competitive rates without compromising on quality.

Another aspect that caught my attention was the staff's friendliness. From the moment I walked through the door, I felt welcomed and well taken care of. The representatives at Carrera Insurance/ LRB INS were nice people who genuinely seemed to care about their clients' needs. They were patient in answering my questions and took the time to fully explain the different coverage options available.

Speaking of options, Carrera Insurance/ LRB INS truly stood out for its wide range of options. They offered various coverage levels and additional features that catered to different individuals and their specific requirements. Whether you're a new driver or a seasoned one, you can find a policy that suits your needs and budget.

All in all, Carrera Insurance/ LRB INS is a strong contender when it comes to choosing the best auto insurance in Miami. With their good prices, nice people, and wide range of options, they provide a reliable and customer-friendly service. So if you're looking for auto insurance in Miami, don't forget to give Carrera Insurance/ LRB INS a try. You won't be disappointed!

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Estrella Insurance #170

Estrella Insurance #170
🗺️ 2687 SW 25th Ter, Miami, FL 33133
☎️ 305-503-4120
🌐 Website
Sunday: Closed
Monday: 9 AM–7 PM
Tuesday: 9 AM–7 PM
Wednesday: 9 AM–7 PM
Thursday: 9 AM–7 PM
Friday: 9 AM–7 PM
Saturday: 9 AM–5 PM
Highlights
Proactive service
Money-saving
Highly professional
Low rates
Reliable

From the moment I walked in, I was impressed by the proactive service provided by the knowledgeable and friendly staff. They were quick to assess my needs and came up with a personalized insurance package that would suit me best. It was evident that their main goal was to ensure I was well-protected and satisfied.

What truly sets Estrella Insurance #170 apart is their commitment to money-saving options. They understand that auto insurance can be costly, but they work diligently to find the best rates for their customers. Their expertise in finding the most competitive and low rates in the market is truly commendable.

The level of professionalism displayed by the team at Estrella Insurance #170 is exceptional. They were patient in addressing all of my inquiries, providing me with thorough explanations that made the process seamless. I felt confident in their ability to guide me towards making informed decisions.

One thing that stood out to me about this particular insurance agency is their reputation for reliability. Many satisfied customers have attested to their exceptional service over the years, and I have no doubt that they would uphold the same level of commitment to all their clients.

In conclusion, if you're in Miami and in search of the best auto insurance, I highly recommend checking out Estrella Insurance #170. Their proactive service, money-saving options, high level of professionalism, low rates, and track record of reliability make them a standout option in the city.

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First Class Insurance

First Class Insurance
🗺️ 4101 NW 9th St, Miami, FL 33126
☎️ 305-441-2997
🌐 Website
Sunday: Closed
Monday: 10 AM–7 PM
Tuesday: 10 AM–7 PM
Wednesday: 10 AM–7 PM
Thursday: 10 AM–7 PM
Friday: 10 AM–7 PM
Saturday: Closed
Highlights
Quick resolution
Friendly and patient staff
Highly recommended

Let me begin by saying that First Class Insurance truly lives up to its name. From the moment I stepped through their doors, I was greeted with a warm smile and a genuine desire to help. The staff was not only friendly but also incredibly patient, taking the time to answer all of my questions and address any concerns I had.

One of the highlights of my visit was the quick and efficient resolution. They understood that my time was valuable, and they wasted no time in finding the best auto insurance options for me. The entire process was seamless, making me feel like a valued customer.

I was thoroughly impressed with the level of knowledge and expertise that the staff exhibited. They were able to explain complex insurance terms in a manner that was easily understandable, making me feel confident in my choices. The team at First Class Insurance truly went above and beyond to ensure that I had all the information I needed to make an informed decision.

Based on my experience, I highly recommend First Class Insurance. Their dedication to providing exceptional service and their commitment to their customers is truly commendable. So, if you're looking for the best auto insurance in Miami, don't hesitate to give First Class Insurance a try. You won't be disappointed!

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Del Toro Insurance

Del Toro Insurance
🗺️ 42 NW 27th Ave Suite 101, Miami, FL 33125
☎️ 305-722-9936
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 9 AM–5 PM
Highlights
Amazing customer service
Top-notch service
Patient and respectful
Excellent job
Outstanding experience

Let me start by saying, what an amazing customer service experience! From the very moment I walked through their doors, I was greeted with a warm welcome and a genuine smile. The staff at Del Toro Insurance truly knows how to make their customers feel valued.

Not only was the customer service top-notch, but the service they provided was truly exceptional. The team at Del Toro Insurance took the time to patiently listen to my needs and provided me with the best options to suit my specific requirements. They were knowledgeable and went above and beyond to ensure that I received the perfect coverage for my auto insurance.

What impressed me the most was their professionalism and respect towards their clients. They took the time to address all my concerns and answered all my questions, leaving no stone unturned. I never once felt rushed or pressured to make a decision. The team at Del Toro Insurance genuinely cared about providing the best service possible.

I must say, my experience with Del Toro Insurance was nothing short of excellent. Their attention to detail and dedication to their customers truly sets them apart. I highly recommend giving them a visit if you are in need of auto insurance in Miami. Del Toro Insurance will exceed your expectations and provide you with an outstanding experience that you won't find elsewhere.

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Insurecentro (Insurance Agency)

Insurecentro (Insurance Agency)
🗺️ 1701 W Flagler St, Miami, FL 33135
☎️ 305-302-2236
Sunday: 12 AM–3 PM
Sunday: 10:30 PM–12 AM
Monday: 12 AM–3 PM
Monday: 10 PM–12 AM
Tuesday: 12 AM–5 PM
Tuesday: 10 PM–12 AM
Wednesday: 12 AM–5 PM
Wednesday: 10:30 PM–12 AM
Thursday: 12 AM–5 PM
Thursday: 10:30 PM–12 AM
Friday: 12 AM–5 PM
Friday: 10:30 PM–12 AM
Saturday: 12 AM–5 PM
Saturday: 10:30 PM–12 AM

As soon as I walked into Insurecentro, I could tell they were all about delivering top-notch service with a smile. The staff was friendly, knowledgeable, and eager to help me find the best auto insurance for my needs. They took the time to understand my situation and provided me with customized options that perfectly fit my budget. What impressed me the most was their attention to detail and commitment to ensuring I got the best coverage possible. If you're looking for auto insurance in Miami, Insurecentro should be at the top of your list!

Express Insurance

Express Insurance
🗺️ 1701 W Flagler St # 227, Miami, FL 33135
☎️ 786-401-6369
🌐 Website
Sunday: Closed
Monday: 9 AM–6 PM
Tuesday: 9 AM–6 PM
Wednesday: 9 AM–6 PM
Thursday: 9 AM–6 PM
Friday: 9 AM–6 PM
Saturday: 10 AM–2:30 PM
Highlights
Fantastic agents
Great communication skills
Best rate possible

From the moment I walked through the doors, I was greeted by a team of fantastic agents who were not only knowledgeable but also incredibly helpful. Their friendly demeanor immediately put me at ease, and I knew I was in good hands.

One of the standout qualities of Express Insurance is their great communication skills. They took the time to listen to my needs and thoroughly explained the different coverage options available. They didn't overwhelm me with industry jargon, but instead broke things down in a way that I could easily understand. This level of clear communication was refreshing and made me feel confident in my decision-making process.

When it came to pricing, Express Insurance went above and beyond to find me the best rate possible. They took into account my driving history, the type of vehicle I owned, and even offered helpful tips on how I could potentially reduce my premium. It was clear that they were genuinely committed to finding me the most cost-effective option without sacrificing coverage.

In sum, my visit to Express Insurance was not only informative but also enjoyable. Their combination of fantastic agents, great communication skills, and ability to find the best rate possible sets them apart from the competition. If you're in the market for auto insurance in Miami, I highly recommend giving Express Insurance a try. You won't be disappointed!

Ocean Harbor Insurance

Ocean Harbor Insurance
🗺️ 175 SW 7th St, Miami, FL 33130
☎️ 720-386-1137
🌐 Website
Sunday: Open 24 hours
Monday: Open 24 hours
Tuesday: Open 24 hours
Wednesday: Open 24 hours
Thursday: Open 24 hours
Friday: Open 24 hours
Saturday: Open 24 hours
Highlights
Fair Prices
Highly Suggested
Full Coverage Option
Limited Serviced Area
No Town Truck Coverage

Ocean Harbor Insurance in Miami has received rave reviews from customers across the city, and after my visit, I now understand why. One highlight of this insurance company is their fair prices, which are quite competitive compared to other providers in the area. Not only do they offer affordable rates, but they also provide a full coverage option that ensures you have maximum protection on the road.

During my conversation with the knowledgeable staff, they emphasized that Ocean Harbor Insurance comes highly suggested by their existing customers. It's no wonder, considering the outstanding customer service and personalized attention they offer. They truly go above and beyond to make sure their clients feel valued and understood.

However, it's important to note that Ocean Harbor Insurance has a limited serviced area. While they excel in providing auto insurance in Miami, their coverage may not extend to all parts of the state. Keep this in mind if you frequently travel outside of Miami.

One aspect that sets Ocean Harbor Insurance apart from other providers is their dedication to transparency. Unlike some insurers, they don't shy away from highlighting any shortcomings. One such limitation is their lack of town truck coverage. If you own a town truck, you might need to explore other options.

In conclusion, if you're looking for an auto insurance provider in Miami that offers fair prices, great service, and a variety of coverage options, Ocean Harbor Insurance is a top-notch choice. Just be aware of the limited service area and ensure they cover your specific needs before deciding.

All Florida Insurance Agency

All Florida Insurance Agency
🗺️ 1350 NW 36th St, Miami, FL 33142
☎️ 305-633-6344
🌐 Website
Sunday: Closed
Monday: 9 AM–5:30 PM
Tuesday: 9 AM–5:30 PM
Wednesday: 9 AM–5:30 PM
Thursday: 9 AM–5:30 PM
Friday: 9 AM–5:30 PM
Saturday: Closed
Highlights
Amazing
Great experience
Awesome staff
Reliable
Excellent customer service

Let me tell you, my time at All Florida Insurance Agency was nothing short of amazing. From the moment I walked through the door, I knew I was in for a great experience.

The staff at All Florida Insurance Agency truly sets them apart from the rest. They are knowledgeable, friendly, and always eager to assist you with any questions or concerns you may have. Their professionalism combined with their approachable nature instantly puts you at ease.

One thing that impressed me the most was their commitment to providing excellent customer service. They truly go above and beyond to ensure that their clients are satisfied and well taken care of.

In terms of reliability, All Florida Insurance Agency is top-notch. They offer a wide range of coverage options tailored to meet your specific needs. Whether you're a new driver or have been on the road for years, you can trust that they have the right policy for you.

I highly recommend All Florida Insurance Agency to anyone in Miami who is in search of the best auto insurance. Their awesome staff, combined with their commitment to providing excellent customer service, make them a reliable choice. Trust me, you won't be disappointed with your decision to choose All Florida Insurance Agency.

Good Rate Insurance Inc

Good Rate Insurance Inc
Highlights
Awesome service
Reasonable prices
Good competitive rates

Let me start by saying, wow! This place amazed me with their awesome service. From the moment I walked in, the staff made me feel like a valued customer. They were friendly, knowledgeable, and genuinely interested in helping me find the best auto insurance tailored to my needs.

Another highlight of Good Rate Insurance Inc is their reasonable prices. They understand that insurance can be a significant expense for many people, so they work hard to provide options that won't break the bank. I was pleasantly surprised to find that their rates were fair and competitive, especially given the quality of their service.

Speaking of rates, I have to mention that Good Rate Insurance Inc truly lives up to its name. They offer good competitive rates. During my research, I compared their prices with other insurance providers in Miami, and I was impressed by how well they stacked up. It was clear to me that they prioritize affordability without sacrificing the coverage and protection you need.

In conclusion, if you're in the market for auto insurance in Miami, I highly recommend checking out Good Rate Insurance Inc. With their awesome service, reasonable prices, and good competitive rates, they are a top contender for the best auto insurance options in the city.

Maria GarciaM
WRITTEN BY

Maria Garcia

Maria Garcia is a passionate and experienced writer who shares her love for Miami through captivating articles and engaging content. With an insider's perspective and attention to detail, she takes readers on a virtual journey, showcasing the vibrant culture, stunning architecture, and hidden gems of this coastal city.Read more

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